Life Cover Benefits

Life Cover: qualifying requirements

For the full amount of life cover to be paid, an employee must have been a scheme member for 40 weeks. Up until that time, they will qualify for a percentage of the cover:

Time as scheme member % of total payment
0-3 weeks 0
4-9 weeks 25
10-19 weeks 50
20-39 weeks 75
40 weeks and over 100


We will waive the qualifying requirements if the death resulted from an accident at work or while travelling to or from work.

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