The Health and Safety Executive estimate that over 28.5 million working days are lost each year due to illness and injury*.
On average employees take nearly 7.7 days sick each year**.
Your employer may be providing you with cover on the following healthcare plan, the cost of which will be met by your employer. You may decide to upgrade your corporate paid cover, arrange cover for your partner or add cover for your dependent children (if your employer is not providing this)***. These additional premiums will be collected through your wages/salary or by Direct Debit (please check with your employer).
Our new Healthcare plan provides cash benefits towards essential healthcare such as eyesight tests, dental treatment and physiotherapy to keep you on the move.
As well as maintaining essential healthcare, the plan also helps if you're concerned about a medical problem providing you with cash towards diagnostic consultations and access to MRI, CT and PET scanning facilities.
Plan features:
- No medical required to join
- Cover for pre-existing medical conditions for you, the employee
- Worldwide cover available on most benefits
- Quick payment of claims
- Option to cover partners.
Full terms and conditions can be provided on request, including limitations and exclusions.
| Dental |
Up to £55 |
Up to £105 |
Up to £180 |
Up to £220 |
| Dental Trauma |
Up to £110 |
Up to £210 |
Up to £360 |
Up to £440 |
| Optical |
Up to £55 |
Up to £105 |
Up to £180 |
Up to £220 |
| Therapy Treatments* - Physiotherapy, Acupuncture, Osteopathy, Chiropractic, Homeopathy |
Up to £150 |
Up to £250 |
Up to £500 |
Up to £650 |
| Chiropody |
Up to £25 |
Up to £50 |
Up to £75 |
Up to £100 |
| Consultation |
Up to £200 |
Up to £400 |
Up to £600 |
Up to £700 |
| MRI, CT and PET Scanning Facilities |
Following referral from a Consultant, policyholders simply call our Scanning Helpline on 0845 345 4556. Please refer to the Benefit Rules for further information |
Personal Health Risk Assessment**
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24 Hour Counselling & Advice Line**
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Includes up to 6 sessions of
Face to Face counselling*** and
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Cognitive Behavioural Therapy (CBT)***
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* In the case of therapies, the amount shown represents a combined total for all the treatments. This amount can be used for any one or combination of therapy treatments
** Available to the policyholder and any immediate resident family. Full details on how to access these services can be found within the Benefit Rules and Policy Document.
*** Policyholder only. Accessed via the 24 Hour Counselling & Advice Line and offered at the discretion of your telephone counsellor. See the Benefit Rules section in your Policy Document.
In addition to the health cover above, your employer may have also provided one or all of the following three additional benefits:
Surgery Choices: Waiting for non-urgent operations and surgical procedures can be a long and stressful process. Surgery Choices gives you cover for 60 different procedures for conditions such as gallstones, hernias, hip replacements and slipped discs. The benefit gives you reassurance that if you are unable to obtain speedy access to treatment through the NHS, you can access private treatment quickly.
DoctorLine™ incorporating Health Club Concession: Gives 24hr worldwide access to a qualified practicing GP as well as special deals at UK health and fitness clubs helping to keep you fit and well.
For Kids: Provides your dependent children with access to diagnostic consultation and therapy treatments, as well as cash benefits towards the cost of their dental and optical expenses. Cover for your dependent children are provided at the same plan level as you, even if you have upgraded your corporate paid cover.
Your employer may have an Employee Healthcare Plan with us, please check with them to see if you are covered.
*http://www.cbi.org.uk/pdf/20100607-cbi-pfizer-absence-report.pdf
**CIPD Absence Management Report 2010
***Subject to the terms and conditions of the plan
The Employee Healthcare from B&CE is offered by Westfield Contributory Health Scheme Ltd, which are authorised and regulated by the Financial Services Authority. Registration details of each company can be found at www.fsa.gov.uk/pages/register or by calling 0300 500 5000.